Manager, Collection & Recovery (Senior Executive Officer to First Assistant Vice President) at Bengal Commercial Bank PLC
We are looking for a skilled and experienced Manager, Collection & Recovery to join our reputed banking and financial institution. This role is ideal for professionals at the Senior Executive Officer to First Assistant Vice President level who have a strong track record in loan recovery, NPL (Non-Performing Loan) management, and debt collection strategy.
As a key part of our collection and recovery department, you will lead a dedicated team to manage overdue accounts, ensure effective recovery processes, and maintain compliance with internal and regulatory guidelines. You will also coordinate with legal teams for loan recovery, monitor high-risk portfolios, and implement proactive measures to minimize defaults.. Boost your career in a leading bank or NBFI with excellent growth opportunities.
Requirements
Bengal Commercial Bank PLC. is seeking a dynamic and experienced Manager, Collection & Recovery to join its high-performing team. The ideal candidate will operate at the Senior Executive Officer to First Assistant Vice President level, with proven expertise in NPL (Non-Performing Loan) recovery, debt collection, and banking legal procedures. This is a critical role for ensuring portfolio health through effective loan recovery strategies, field operations, and legal coordination.
Key Responsibilities:
Monitor and follow up with defaulting clients to ensure timely debt recovery and collection of receivables.
Analyze the recovery portfolio to classify and prioritize bad debt accounts.
Lead recovery efforts for Non-Performing Loans (NPLs) through calls, visits, and negotiation with clients and guarantors.
Prepare and maintain accurate MIS reports, tracking recovery progress and client status.
Issue overdue and legal notices in accordance with Bangladesh Bank (BB) guidelines and internal policy.
Collaborate with the legal department on litigation, Artha Rin Adalat cases, and court proceedings.
Monitor legal case updates and assist with case file preparation and submission.
Coordinate with branch teams and the business division during recovery drives.
Identify and assess the value of assets for recovery action or auction/sale.
Conduct field visits for client verification and support law enforcement activities tied to recovery.
Perform other duties as assigned, aligned with the bank’s recovery objectives.
Education:
MBA or Master’s degree from a recognized university.
Preference will be given to candidates with LL.B. or LL.M. qualifications.
No third class/division in any academic stage.
Experience Requirements:
Minimum 8 years of relevant experience in banking or financial services.
At least 3 years must be in loan recovery or collection within a bank or NBFI.
Practical knowledge of recovery laws (e.g., Artha Rin Adalat Ain, Negotiable Instruments Act) is preferred.
Experience with field recovery operations and legal coordination is a strong advantage.
Additional Requirements:
Age not exceeding 45 years.
Excellent communication, interpersonal, and negotiation skills.
Ability to work independently in field recovery environments.
Strong proficiency in MS Office applications and report writing.
Compensation & Benefits:
Competitive Salary (based on experience and position level)
Half-Yearly Salary Review
Partially Subsidized Lunch
Festival Bonus: 1
Additional benefits as per the bank’s policy.
Bengal Commercial Bank PLC. provides an excellent work environment, performance-driven growth opportunities, and a strong focus on professional development.
Ready to Apply? Take the next step in your banking career by joining a forward-thinking institution with strong ethical standards and growth potential. Apply now and be a part of Bengal Commercial Bank PLC.’s mission to ensure financial sustainability and customer trust.
